quite like the feeling of owning a new car. And now there's never been a smarter
way to own one.
That's because Holden
SmartBuy provides a range of flexible finance options that can make a new or near new
Holden affordable to just about everyone*. You decide how you wish to structure your
contract up front, and how you wish to dissolve it at the end. Meanwhile enjoying all the
benefits of owning a new car.
CHOOSE THE TERMS First and foremost, you can opt to structure your repayments
over a 1,2 or 3 year period, depending on what suits you.
WARRANTIES Whichever term you do choose, your new or gold certified used vehicle will be
covered by Holden's;
3 Year Roadside Assistance
GUARANTEED MINIMUM BUYBACK With Holden's
guaranteed minimum buyback price you get;
low monthly repayments
assurance of your vehicle's
future value, no matter what happens to the car market in
HOLDEN FINANCIAL SERVICES Holden Financial Services is a registered business name of
General Motors Acceptance Corporation (NZ) Limited.
Every year, millions of
motorists around the world enjoy the security and convenience of GMAC - established
in 1919 as a wholly owned subsidiary of General Motors Corporation. With our fast loan
approvals, you can literally walk into your Holden Dealer and drive out*.
Perhaps the most
attract- ive feature with Holden SmartBuy is at the end of the contract, where you
get three choices: keep the car, sell the car or give the car back. It all depends on
what best suits you at the time.
Firstly, you have the option to keep your new or near new Holden simply by making the final
payment. And because this figure is determined up front, you can plan for it financially. If you
wish, you can re-finance this amount with Holden Financial Services*.
If the value
of the car is more than the guaranteed buyback price, you can sell it privately. In which
case you keep the difference.
You can return your vehicle to your Holden Dealer and walk away from it owing nothing#.
Then you start again with a brand new Holden*. It's the ideal way for you to drive a new car more
often. If you choose to take
this option, you simply notify us 30 days prior to the final payment due date# and pay a $350
disposal fee (plus any charges for excess wear and use, and/or excess kilometres if
Q What happens at the end of my SmartBuy
contract if I choose to return my Holden?
A Your Holden Dealer will inspect the
car's condition for excess wear and use. You will be charged for any such excess. If you've
exceeded the allowed number of kilometres, you'll be charged a seperate excess kilometre
Q What is excess wear and
A Examples are such items as broken glass, damage to body or trim
(minor paint chips or scratches are generally not considered excess wear and use), torn, damaged
or badly stained interior, missing parts,
Q Can I trade my Holden before my term is
A Yes,** however it's worth remembering the structure of Holden
SmartBuy with the larger final payment. This means that the amount you may owe during the term of
the contract may be greater than the trade-in offer. That's why it's important to choose a term
which best suits your driving
Q What if my Holden's value is less than my SmartBuy final
A The most attractive aspect of Holden SmartBuy is the vehicle
return option you have at contract maturity. Give Holden Financial Services 30 days written
notice, pay $350 disposal fee, plus any excess charges (if applicable). You then walk away with no
* Subject to credit approval, Fees and charges apply. Available to
approved purchasers only. **Subject to payment of monies owing to GMAC. #Provided you have
complied with the terms of the contract. Disposal fee of $350 plus charges for excess wear or
kilometres may apply.